Should you stock up on forever stamps??

Today we tackle (aka greatly over-analyze) the age-old question of whether or not you should buy forever stamps. According to Wikipedia, postal rates are set by the Postal Regulatory Committee (formerly the US Post Office Department from 1792-1970). Here’s how the process generally works: stamps are sold for a certain price. This price periodically gets … Continue reading "Should you stock up on forever stamps??"

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On Hair Removal and the Greatest Investment Ever

Today I will share with you, completely free of charge, the highest returning investment I’ve ever made. This investment is so good, it blows the stock market out of the water. Rivaled only by the meteoric (and short-lived) cryptocurrency bubble of 2018, this investment continues to produce its spectacular return. In fact, this return in guaranteed, … Continue reading "On Hair Removal and the Greatest Investment Ever"

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Value Averaging: A Better Version of Dollar-Cost Averaging?

We’ve covered dollar-cost averaging (DCA) previously, but for you strange people who haven’t read every word of this blog, it’s essentially buying a fixed dollar amount of stock at set intervals. For example, investing $500/month for 10 months. True DCA really refers to the idea of doing this for a lump sum, i.e. gradually investing … Continue reading "Value Averaging: A Better Version of Dollar-Cost Averaging?"

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The 4% Rule: or How I Learned to Stop Worrying and Love the Trinity Study

In my monthly financial updates, I calculate the amount of money I need to be financially independent based on the current month’s expenses and my average monthly expenses. I do this by multiplying by 300, which is the same as multiplying annual expenses by 25 (because 12 x 25 = 300). Reader Spencer asked why … Continue reading "The 4% Rule: or How I Learned to Stop Worrying and Love the Trinity Study"

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Asset Allocation: The Extra Credit Question of Investing

Today we talk about an important investing topic that I’ve been putting off for a while: Asset Allocation. One of the reasons I’ve been putting it off is because I wanted to finish reading what is perhaps the most authoritative source on the topic: a book called The Intelligent Asset Allocator by William Bernstein, which … Continue reading "Asset Allocation: The Extra Credit Question of Investing"

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My Financial Transformation Started on a Napkin

When a good friend and a prolific writer (read: articles in the NYT and previous internships at major newspapers like it’s no big deal) offered to write a guest post for the blog, I was thrilled. Reading the post below did not disappoint. Robbie shares his philosophy on money and goal-making, distilling the details down … Continue reading "My Financial Transformation Started on a Napkin"

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