The 4% Rule: or How I Learned to Stop Worrying and Love the Trinity Study

In my monthly financial updates, I calculate the amount of money I need to be financially independent based on the current month’s expenses and my average monthly expenses. I do this by multiplying by 300, which is the same as multiplying annual expenses by 25 (because 12 x 25 = 300). Reader Spencer asked why … Continue reading "The 4% Rule: or How I Learned to Stop Worrying and Love the Trinity Study"

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